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Viernes 6 de marzo de 2020

Seminario "Saving for retirement through the public pension system: Evidence from the self-employed in Spain"

El viernes, 6 de Marzo de 2020, a las 12:00 horas

Fecha: Viernes, 6 de Marzo de 2020

Hora: 12:00

Lugar: Sala de Reuniones del Departamento de Economía (Edificio Los Madroños, 2ª planta)

Ponente: Ander Iraizoz Olaetxea (Paris School of Economics)

Título: "Saving for retirement through the public pension system: Evidence from the self-employed in Spain"

Abstract: Abstract: Using the fact that the Spanish self-employed voluntarily choose their contributions to social security, I study the impact of financial incentives provided by pension formulas on the contribution behaviour of the self-employed in Spain. I implement a Difference-in-Difference approach comparing the behaviour of the self-employed affected by the 1997 pension reform with respect to those not affected by the reform. I find that the Spanish self-employed significantly respond to the financial incentives provided by pension formulas. However, the estimated response could be considered small relative to the magnitude of the return to contributions provided by the pension formulas in Spain.

 



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